Mortgage Loan Interest Rate Quotes for Califonia

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California Interest Rate Quote and/or Prequalification

Other states will be added at a later time.

This is not a home loan application. The information requested will help a mortgage lender establish parameters that will aid in providing you with rates and loan programs that fit your needs before you begin a simple application process. We don't sell this information and we provide it only to the local or regional lender supplying your interest rate quote.

I am interested in an interest rate quote	yes no
I am interested in being prequalified for a home loan	yes no
	.
Your inquiry is regarding:
You are primarily interested in:
Do you intend to occupy the property?	yes no
Property Type:	Single Family Home (unattached)
	Condominium
	Other
	.
On Purchases
approximate purchase price
intended down payment
area in which you intend to buy
are there any supplemental property taxes or Mello Roos taxes that you know of?	yes no
have you already chosen a property?	yes no
do you expect to have homeowner's association fees?	yes no
If so, how much? (approximately)
Have you already chosen a Realtor?	yes no
Source of the down payment (you may choose more than one):	personal savings or liquid assets (stocks, bonds, etc.)
	loan or liquidation from 401K or retirement fund
	gift from a family member
	sale of personal assets (car, boat, etc.)
	sale of current home
	.
On Refinances
this information helps check whether refinancing "makes sense" for you and allows us the calculation of debt/income ratios.
current balance of first trust deed
current balance of 2nd trust deed (if none, leave blank)
current interest rate on first trust deed
current principal & interest payment on first trust deed
current payment on 2nd trust deed (if none, leave blank)
annual property taxes
annual homeowner's insurance premium
monthly homeowner's association fees (if any)
approximate value of home



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How do you rate your credit?	flawless
	excellent
	good
	semi-good
	fair
	poor
	problems
	.
Your source of income is:	hourly wages
	overtime
	salary
	commissions
	bonuses
	self-employment
	social security/retirement
	investment income
	alimony
	child support
	disability
Note: there is no requirement for you to indicate you receive child support or alimony it you do not wish to count this as income.

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Do your W2's, paystubs, federal tax returns, etc., accurately document your income as stated below?
	yes
	no
	I want a "stated income" loan
What is your monthly income?
	(include occupying coborrowers)

	.

Do you have car payments?	yes no
If so, payment for car #1:
Payment for car #2

What are your total MINIMUM MONTHLY payments for credit cards and other consumer debt?	(do not include insurance or utilities)

	.

Do you own any investment property?	yes no

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Please enter any additional helpful information below: Anything that is unique about your situation

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How to get in touch with you:
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Name
Email
Home Phone
Office Phone